Is Merchant Cash Advance Right for Your Business?

An MCA might be the best funding choice for your business right now if…..

1. Funds have been tight lately. 
We know cash flow has been tight this year for small businesses in most industries. Just one year ago, no one could have predicted the economic impact of this health crisis. Thankfully, we have a wide range of funding options available. We can offer up to $100,000 in funding, or as little as $2,000. We will work with you to determine your specific funding needs, identify how much you qualify for, and ensure you’re in a comfortable and prosperous position.

2. You may not have qualified for a traditional bank loan. 
MCAs are easier to qualify for than traditional bank loans. We conduct our background checks and evaluate your business without ever having to run your credit. Your credit score will not impact your eligibility.

3. You don’t want to pay a bunch of crazy fees and hidden costs.
Unlike many financial institutions, we do not believe in charging excessive fees, and we will never adjust your offer just to increase our profit. With each working capital offer, we provide an information sheet that outlines exactly what you’re paying for and what fees are being charged. The dollar amount we offer is what you’ll receive – no surprises.

4. You may need some flexibility in your payment schedule. 
With MCA, your payback percentage is fixed, not your payback dollar amount – meaning we adjust the dollar amount of your repayment according to the sales you’re making, whether that’s $100 a week or $100,000 a week. We offer direct payments (ACH) and credit card split, and we accept payments either daily or weekly. We never want to be a burden to our merchants. Our aim is to help businesses, not harm or impede them.

5. You need some relief fast. 
Sometimes, traditional bank loans simply take too long. MCA turnaround is fast, reliable, and efficient. We can –and do– fund businesses in as little as 24 hours. All funds are sent via bank wire, so your funds are accessible immediately.

6. You are looking to expand or scale rapidly. 
Many of our clients use their advances to bring on new employees to handle an increase in volume, or to buy pieces of equipment to help them take on big jobs.

7. You don’t want to have your credit score pulled in the funding process.
Whether you have good or bad credit, you can benefit from our no-credit-pull process. Our goal is to help merchants succeed, and a large part of that is to review their current business health and not focus on past challenges.