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A Deeper Dive on Our Guiding Policies

Merchant Cash Advance (MCA) funders adhere to many regulatory bodies and their guidelines, such as the FTC and UDAAP policies. 

At Elevate Funding, we are also a voluntary member of the Small Business Finance Association (SBFA), which provides guidance and creates framework for all future regulatory guidelines, both state and federal.

In addition, our internal processes are highly self-regulated. We take great precautions when taking on referral partners. All of our partners go through a screening process before they are allowed to send their clients to us, and we actively monitor them for any bad practices. 

In all things, we strive to do right by our clients. All of our terms are clearly laid out in plain language on our offer sheets. This includes any fees, add-on qualifications, and payment amounts. In addition, a dedicated customer service team is available to assist clients with any hardships, renewal requests, or to field any questions they may have throughout the duration of their advance.

We do our best to educate and accommodate our clients every step of the way. We succeed when our clients succeed, and we do everything within our power to work with them on their specific needs.

Our advice to any small business owner considering taking out an MCA — work with a funding company that is a part of a reputable association and is serious about industry best practices. Make sure that you have researched the company and its reviews. Make sure that you understand the contract and what is required of you. If there are guidelines or requirements that you do not feel comfortable with or feel you cannot meet, it is not a good idea to do business with that company.

At Elevate Funding, honesty and transparency are at the core of what we do. We genuinely believe that MCA is the best funding option for business owners who find themselves in a variety of circumstances – whether they are in a slump, need quick funds to rectify an unexpected emergency, or if they’re looking to expand and increase their market share. Our goal? To continue to advocate for our clients and fund the companies that make America’s small business landscape so interesting, valuable, and diverse.


Revenue-Based Finance is formerly and alternatively known as Merchant Cash Advance, or MCA.