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What is an MCA?

Merchant Cash Advance (MCA) is a boutique alternative finance product geared toward helping small businesses take care of their urgent business needs – whether that’s ramping up staffing, buying new equipment, paying for repairs, or meeting payroll needs during a tough month.

MCAs allow you quick access to your future sales in exchange for a percentage of your daily sales. An MCA is not a loan – it’s simply a way to get access to your future sales immediately. Though these products may sound similar, one key difference is what factor your repayment is based on. Loans charge you a fixed number each month, while MCAs are based on your projected revenue – so as your sales fluctuate, your payment amounts will fluctuate, too. This means more flexibility in repayment and more room to breathe.

Another key benefit to MCA is the unique ability to disburse funds FAST. When applying for a traditional bank loan, you typically don’t see the funds hit your account until weeks, if not months, later. With MCA, we are able to wire your funds within 24 hours of your application. Less red tape, less headache, less hassle.

4 Qualifications to Apply:

How Does it Work?

1

Submit an application

2

Get approved within 24 hours

3

We wire your funds

4

Use your advance to bolster your business

Download Our Free Guide!

Learn common MCA terminology, application qualifications, and key benefits of the product!