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No Credit Check? No Problem: Here’s Why We Don’t Pull Your Credit

At Elevate Funding, we do not pull your credit—hard or soft—when you apply for funds.

Why is that?

Because we’d rather focus on the sales you’re making now instead of worrying about your past financial difficulties. We believe your success as a company lies in your current performance, and we don’t think it’s necessary to go poking around in your past.

Even businesses with great credit benefit from our no-credit-pull funding process. Here are some reasons you may want to consider a funder that doesn’t pull credit:

1. You want to avoid a hard inquiry.

Whether you’re avoiding a hard inquiry because you’re holding out for a future purchase, or because you want to keep your score on the mend from your most recent hard inquiry, you’ll never have to worry about us pulling your credit and negatively impacting your score.

2. Your credit score is subpar.

Why jump through tons of hoops applying to traditional bank loans when you know your credit score is lower than what they typically accept? We make the process really simple, and we only ask you to have a small handful of documents prepared when you apply for funding with us.

At Elevate Funding, we specialize in Merchant Cash Advance (MCA), a boutique alternative finance product. A key benefit of MCA is the unique ability to receive funds FAST. When applying for a traditional bank loan, you typically don’t see the funds hit your account until weeks, if not months, later. With MCA, we are able to provide funding as quickly as 24 hours after receiving your application. Less red tape, less headache, less hassle.

More perks? We do not charge outrageous fees, and we do not require collateral.

“From the first deal funded to the last payment received, we are here for the benefit of the merchant and to help small businesses achieve their goals,” says Heather Francis, CEO of Elevate Funding.

If you need funding and wish to speak to someone now, please call us at 888-382-3945 or click here to send us an inquiry. One of our teammates will get back to you as soon as they are available.


Revenue-Based Finance is formerly and alternatively known as Merchant Cash Advance, or MCA.